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Articles
Our articles are here to answer the questions you might not feel like asking yet.
We share insights, tips, and real-world scenarios so you can get your head around the process before you make any big moves.
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Understanding Conflicts of Interest in Mortgage Advice
Mortgage advisers can face conflicts of interest, from commission differences to referral relationships and clawbacks. This guide explains the most common conflicts, how they can influence recommendations, and the exact green flags and questions that help you spot an adviser who’s genuinely managing them in a client-first way.
Jan 265 min read
When You Should NOT Use a Mortgage Adviser (Yes, Really)
A practical NZ guide to when going direct to the bank makes sense, and where even DIY borrowers and bank staff can still benefit from full market coverage and structure strategy.
Jan 225 min read
New Build vs Existing Property: Key Differences for NZ Home Buyers
New build or existing? This NZ guide compares deposits, pricing, locations, layouts, and the different due diligence needs, so you can choose with confidence.
Jan 95 min read
Why should I use a mortgage adviser?
Not sure why you would use a mortgage adviser? This guide shows how advisers give real advice across several lenders, provide market insight, support you for the life of the loan, and are usually paid by the bank rather than charging you a fee.
Dec 1, 20252 min read
Adviser vs Broker – what’s the difference (or is there any)?
What is the difference between a mortgage adviser and a broker? This article explains how 2021 law changes shifted the job from simply finding you a loan to giving proper advice, and what that means for your protection, options and long term strategy.
Nov 15, 20252 min read
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