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Our Services

We work with Kiwis at every stage of the journey: buying a first home, moving, refinancing, investing, or using equity for the next project.

 

Simple or complex, we help you navigate the lenders and put a clear, sensible lending plan in place.

Home Buyers

Whether you’re buying your first place or making a move, we’ll help you get clear on what you can afford and how to position your application well.

We’ll walk through your deposit, income, and goals, then sort the right lending structure and lender so you can buy with confidence.

Construction Lending

Building or renovating comes with extra moving parts, and the lending needs to be set up properly from day one.

We’ll guide you through budgets, progress payments, timelines, and lender requirements, then structure the finance so your project can run smoothly from start to finish.

Investment Lending

Looking to buy your first rental or grow a portfolio?

We’ll run the numbers with you, test different scenarios, and explain how banks will view your income, equity, and existing debt.

From there, we’ll map out a lending strategy that supports your goals and keeps your long-term plan on track.

Lending Reviews

If you already have a mortgage, this is about making sure it’s still working hard for you.

We’ll review your rates, structure, and repayments, look for savings or smarter options, and help with refixing, refinancing, top-ups, or debt consolidation where it makes sense.

Unsure where to start?
Book in for a FREE 15 minute call!

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